We are Total Mortgages – modern mortgage advisers dedicated to making a difference in everyday people's lives. Our mission is to help you achieve your property goals by exploring various options, finding you the best deal, and sharing our extensive product knowledge.
With our team of experienced mortgage advisers, you can make an informed decision and secure the right home loan tailored to your unique needs. Book a call with us today.
For those fresh to the property market, we know you’ll have questions. Lucky for you, we’re ready and waiting to provide the answers, steer you through the process and get you safely into your first home with the best possible deal. From putting together your deposit (spoiler: you don’t always need 20%!) to securing the best interest rates or using guarantors, think of us as your personal first home guides.
If you’re ready to trade up, move suburb or city or need to accommodate your growing family, our Total team can sort your mortgage approval quickly and efficiently. Let us remove the stress so you can start the serious business of house-hunting!
Take control of your mortgage and set yourself up for the long term by making the switch to another bank (or renegotiating with your current one). Refinancing could save you thousands in interest, allow extra cash when you need it, and means you can structure your mortgage in a financially-savvy way. Talk to us today to review your mortgage options, navigate any break fees and ensure the financial benefits outweigh the costs.
Property investment can be a great way to set yourself up for financial freedom, but growing a portfolio takes time and energy. Whether you’re looking to buy your first or tenth investment property, accessing the right advice and developing a sound investment strategy is critical. Our team keeps up-to-date with the latest policies affecting investors and can show you all your options to make it feasible.
If you’re struggling to access funds from the banks due to income proof or credit issues, don’t give up on your home ownership goal. New Zealand’s non-bank sector is growing, so talk to us today about how a non-bank option may work for you at rates that will pleasantly surprise you.
For those fresh to the property market, we know you’ll have questions. Lucky for you, we’re ready and waiting to provide the answers, steer you through the process and get you safely into your first home with the best possible deal. From putting together your deposit (spoiler: you don’t always need 20%!) to securing the best interest rates or using guarantors, think of us as your personal first home guides.
If you’re ready to trade up, move suburb or city or need to accommodate your growing family, our Total team can sort your mortgage approval quickly and efficiently. Let us remove the stress so you can start the serious business of house-hunting!
Take control of your mortgage and set yourself up for the long term by making the switch to another bank (or renegotiating with your current one). Refinancing could save you thousands in interest, allow extra cash when you need it, and means you can structure your mortgage in a financially-savvy way. Talk to us today to review your mortgage options, navigate any break fees and ensure the financial benefits outweigh the costs.
Property investment can be a great way to set yourself up for financial freedom, but growing a portfolio takes time and energy. Whether you’re looking to buy your first or tenth investment property, accessing the right advice and developing a sound investment strategy is critical. Our team keeps up-to-date with the latest policies affecting investors and can show you all your options to make it feasible.
If you’re struggling to access funds from the banks due to income proof or credit issues, don’t give up on your home ownership goal. New Zealand’s non-bank sector is growing, so talk to us today about how a non-bank option may work for you at rates that will pleasantly surprise you.
Use our state-of-the-art NZ mortgage calculators to see how much you could borrow and what your repayments might be, and plan out your regular expenses and budget.
Schedule a call with one of our experienced home finance experts and start your journey with the Total team.
